Blog

Practical guides on Karnataka property law, due-diligence playbooks, and the engineering behind PropertyRisk's portal scrapers.

• Playbook4 May 2026· 8 min read

  30-year encumbrance search in Karnataka: why 13 years isn't enough

  Most banks ask for a 13-year EC. Most experienced advocates insist on 30. Here's why the longer search exists, what hides in years 14–30, and how to read a 30-year EC for the entries that signal real risk.

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• Playbook4 May 2026· 7 min read

  Suraj Lamp ruling: why GPA-based property transfers are dangerous in Karnataka

  The 2011 Suraj Lamp judgment by the Supreme Court of India ended the GPA-Sale-Will route for property transfers — but it's still attempted in Karnataka. Here's what the ruling actually says, why GPA buyers have no real title, and how PropertyRisk flags GPA-only chains.

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• Primer4 May 2026· 8 min read

  Section 79A & 79B of the Karnataka Land Reforms Act — a buyer's primer

  What Section 79A and 79B mean for buyers of Karnataka agricultural land — eligibility tests, the 2020 amendment, and why missing 79A/79B endorsement is one of the most common deal-breakers.

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• Primer4 May 2026· 11 min read

  Decoding your Bhoomi RTC: every column explained

  What every column on a Karnataka RTC / Pahani actually means — owner of record, soil classification, water source, mutation reference, and the entries that signal red flags during a property purchase.

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• Primer4 May 2026· 9 min read

  B-Khata vs A-Khata: what every Bengaluru property buyer must know

  A practical guide to the difference between A-Khata and B-Khata in Bengaluru — what each one means for bank loans, building plan sanction, resale value, and the regularisation process.

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