PropertyRiskKarnataka property risk, read by AI.
PropertyRisk reads every clause across 23 Karnataka document types in 5 languages and cross-checks them against live records from Bhoomi, BBMP eAasthi, and eSwathu — surfacing the title, encumbrance, and conversion issues a human reviewer would otherwise miss.
Built for Karnataka, codified by lawyers, run by AI.
Three pillars do the hard work pan-India tools won't touch.
How a case runs
Upload the documents you have — PropertyRisk does the rest. Most reports are ready in 8–15 minutes.
- 01
Upload documents
Sale deed, EC, RTC, mutation, khata, tax receipts. Multi-page PDFs, scanned or typed, in any of 5 languages.
- 02
AI reads every clause
OCR + structured extraction across 23 Karnataka document schemas. Each field maps to the exact page and line it came from.
- 03
Live portal cross-check
Bhoomi RTC, BBMP eAasthi e-Khata, and eSwathu Form 9/11B fetched live — every value reconciled against the government source.
- 04
Auditable report
24 risk rules surface findings; every finding cites the source clause. Optional lawyer-verified add-on for high-stakes cases.
Generic AI reads documents.
PropertyRisk verifies properties.
ChatGPT, Gemini and Claude are excellent at reading a PDF and answering questions about it. They are not built to log into Bhoomi, navigate cascading District → Taluk → Hobli → Village dropdowns, solve eSwathu CAPTCHAs, fetch BBMP eAasthi e-Khata for a PID, or apply the 24 specific Karnataka rules a senior property advocate would run.
Generic AI does well
- •Read an English PDF
- •Summarise document contents
- •Spot obvious words like “mortgage”
- •Answer follow-up questions in chat
What only PropertyRisk does
- Live Bhoomi / BBMP / eSwathu cross-checks with auto-CAPTCHA
- Multilingual OCR including handwritten Kannada
- 24 codified Karnataka risk rules every case
- Cross-doc reconciliation across 12+ documents
- Source-clause citations on every finding
- Auditable PDF for bank / family / advocate
The mental model: ChatGPT is to PropertyRisk what Excel is to QuickBooks. You can do accounting in Excel; QuickBooks is built for it.
Common questions
Everything we expected you to ask. Reach out via contact for anything not covered.
What does PropertyRisk actually check?+
PropertyRisk runs 24 Karnataka-specific risk rules against the documents you upload — title chain consistency, mutation continuity, encumbrance status, A vs B-Khata classification, Section 79A/79B compliance, conversion-order checks, Suraj Lamp / GPA-transfer flags, and stamp-duty alignment among them. Each finding cites the source clause from the original document so the reasoning is auditable.
Which document types does the AI read?+
23 Karnataka document types: sale deed, sale agreement, encumbrance certificate (EC), RTC / Pahani, mutation extract, khata certificate, khata extract, BBMP e-Khata / e-Aasthi, eSwathu Form 9, eSwathu Form 11B, property tax receipt, conversion order (Section 79A/79B), sanctioned building plan, survey sketch (Tippani / Akarbandh / FMB), genealogy tree (Vamsha Vruksha), legal opinion, valuation report, rectification deed, gift deed, partition deed, NOC, general / special power of attorney, and will / testament.
Which government portals does PropertyRisk integrate with?+
Bhoomi RTC (Karnataka Department of Revenue), BBMP eAasthi e-Khata (urban Bengaluru), and eSwathu Form 9 / Form 11B (rural gram panchayat properties). PropertyRisk solves the portal CAPTCHAs automatically using vision AI, so you don't have to script them yourself.
Does this replace my advocate?+
No. The AI report is a comprehensive first-pass that surfaces document issues and cross-checks government records. For high-stakes purchases we offer an optional lawyer-verified add-on — a partner property advocate reviews and signs the AI report, giving you advocate-grade signoff with the AI doing the document grunt-work first.
What languages does the OCR support?+
English, Kannada, Hindi, Tamil, and Telugu — including handwritten endorsements and stamp impressions on regional-language scanned PDFs. Most pan-India tools only handle English-typed PDFs, which limits them severely for Karnataka properties.
Is it built only for Karnataka properties?+
Yes — and that's deliberate. Karnataka's land record system has unique structures (Bhoomi, eAasthi, eSwathu, A vs B-Khata, KLR Act 79A/79B) that pan-India tools handle only superficially. PropertyRisk is the deepest tool for Karnataka properties because we're not trying to be a state-agnostic generalist.
How fresh are the portal records?+
Live. Each case fetches Bhoomi / BBMP / eSwathu records at the moment the report runs, and the report shows the timestamp of every fetch. We don't use cached snapshots that drift out of date.
Read your first property in minutes
Sign up free, upload a sale deed, and see what PropertyRisk extracts and cross-checks. No credit card required.