PropertyRiskeSwathu — Form 9 & Form 11B
For rural Karnataka properties registered with a Gram Panchayat (non-agricultural sites and houses), PropertyRisk pulls Form 9 and Form 11B records from eswathu.karnataka.gov.in — including automatic CAPTCHA solving via Gemini Vision.
Form 9 vs Form 11B
Form 9 — Property Register Extract
Confirms the property is officially registered on the Gram Panchayat's property register as a non-agricultural site. Without it, the property has no legal standing for non-agri use even if a sale deed exists.
Form 11B — Mutation Extract
The Gram Panchayat's record of every ownership transfer (via sale, inheritance, gift, or partition). The most recent mutation should match the current sale deed's buyer — if not, the chain of title is broken.
Auto-CAPTCHA solving
eSwathu protects its lookup form with a 5-character image CAPTCHA. We solve it automatically using Google Gemini 2.5 Flash Vision — empirically ~90% first-shot accuracy on real eSwathu CAPTCHAs (verified on a 10-sample test). If the first attempt fails, we reload the CAPTCHA and try again — up to 3 attempts before bailing. Combined hit rate is ~99%, and you don't pay extra for retries.
When to use eSwathu vs eAasthi
| Property type | Use this portal |
|---|---|
| BBMP urban (Greater Bengaluru) | eAasthi |
| Gram Panchayat rural site / house | eSwathu (this page) |
| Agricultural land | Bhoomi RTC |
| BDA-allotted plot | BDA portal — coming soon |
What the AI flags
- Form 9 absence for a rural non-agri site → HIGH (could be illegal construction)
- Form 11B mutation date pre-dates current sale deed → HIGH (broken chain of title)
- Owner name on Form 9/11B mismatches sale deed buyer → HIGH
- Tax arrears > 0 → MEDIUM
- Plot/village/gram_panchayat mismatch with deed → HIGH
Try it on a rural property
Free for the first 15 cases. Includes unlimited eSwathu fetches.
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